Many people save money as a second thought. When they get paid the money goes to bills, expenses, food, and a bunch of other random things. The only time they saving money is when there is money left over. With this backwards approach there is never enough money to save. Once deposits are made into a savings account automatically and on a regular basis, you don‘t have to think about it and the money is deposited before to going to any bills and expenses. It doesn’t matter if you have $5, $20, or $100, saving automatically will guarantee money is saved every time you get paid.