Credit cards make purchasing and paying your bills so much easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses. So selecting a credit card that’s right for you is important. Here’s what you need to know about owning a credit card.

Learn how to get a great credit score with five quick tips to build credit. Make payments on time, keep utilization low, and dispute fraudulent information on your credit report to keep your score high.

It seems like every store is offering a credit card now-a-days. You can no longer shop and not be asked to open up a store card and get a discount when you’re approved. Some of these deals sound pretty good. If you open up the card online, you might even get free shipping along with your discount. If it’s a really good card, you might be offered cash back.

Peer to peer lending is often referred to as people to people lending. Unlike your traditional lending where it happens between an individual and a bank, peer to peer lending occurs between two individuals. Conventional sources of borrowing can sometimes be challenging, those challenges have opened the door for peer to peer lending and addressed the excess demand for borrowing.